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Field Fisher Waterhouse wins significant victory in High Court pensions case

12 December 2007

Field Fisher Waterhouse LLP gained a victory in the High Court this week, in a case worth over £1.5 million in pensions benefits for members of a scheme sponsored by Siemens Building Technologies. The judgment will have significant implications for pensions schemes, making it much harder to correct errors in Trust Deeds & Rules entitling scheme members to more than had been intended.

Field Fisher Waterhouse acted for the representative beneficiary, David Hamilton, who represented the affected members of the scheme.

The case, Smithson v Hamilton, concerned a drafting error in the Trust Deed & Rules of the scheme. The error provided that those who had left the employer were able to retire at 60 rather than 65 without any reduction in their pension entitlement. Siemens sought to correct this mistake as potentially this would involve pensions scheme members claiming extra benefits totalling between £1.5m and £1.9m.

Over the past few years a number of judgments in similar cases involving drafting mistakes have encouraged advisers to believe that the reversal of such errors by employers and trustees could be easily achieved under the "Rule in Hastings-Bass". The decision in this case however, ruled against this developing trend. The Judge, Sir Andrew Park, in the High Court said that the trend was in danger of going too far and becoming, "rectification by the back door". The Court ruled that it was not an acceptable way to proceed. Rectification requires a high standard of evidence as to the specific intentions of the parties.

In addition to resulting in no change to the current Trust Deed & Rules and extra payouts to some of the Siemens’ scheme members, the ruling will have significant implications for pensions schemes more generally. These complex documents can contain drafting errors and following this judgment it will be far harder to get them reversed.

Field Fisher Waterhouse pensions partners David Gallagher and Belinda Benney and commercial litigation partner Simon Moore acted on the case.

David Gallagher said:

"This result is likely to cause a great deal of concern to advisers in the pensions industry. Errors in complex Trust Deeds & Rules documents are often found and can be costly to draftsmen and their insurers. The Judge in this case has put a halt to the developing line of case law that allowed employers to correct mistakes retrospectively by sidestepping the strict tests put in place to protect scheme members. It will be much harder to do this from now on."

Nicolas Stallworthy of Outer Temple Chambers was Counsel for representative beneficiary, David Hamilton.

Wragges acted for the trustees and Siemens Building Technologies and Paul Newman was Counsel.

For further press information please contact Louise Eckersley or Scarlett Yianni.

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